Alternatives To COBRA
What Is COBRA Insurance?
COBRA (Consolidated Omnibus Budget Reconciliation Act) gives certain employees and their families the option to temporarily continue with their employer’s health insurance plan after termination of employment or reduction in working hours. The employer is not required to pay for the insurance premiums under COBRA, which often leaves the employee and/or family with a much higher cost for the same coverage. Not all employers are required to provide COBRA health insurance coverage, and certain events may disqualify you from being able to receive COBRA. Talk with your employer if you have questions about your COBRA insurance coverage rights.
Do I Have Alternatives To COBRA Insurance?
At Michigan Affordable Health Insurance we take the time to sit down with you and explain your options for temporary health insurance plans. Many people find it very expensive to pay their employer’s full health insurance premium under COBRA, especially if they are between jobs. Fortunately, you have other choices if you decide COBRA is not for you.
You probably have several questions and concerns about what to do to make sure you and your family receive quality health coverage during this time. That’s why our goal is to find affordable temporary health insurance that is right for you – and we will help you every step of the way.
No online quotes or annoying sales calls here – an expert at Michigan Affordable Health Insurance will talk with you face-to-face and give you clear answers and honest advice. You don’t need to worry about whether you can find the medical coverage you need. We will come to you and discuss all of your temporary health insurance questions and we will work to find a plan that meets your needs. We are located in Southeast Michigan, and we meet our clients anywhere in Michigan at their convenience.
Temporary Health Insurance Plans
Michigan Affordable Health Insurance offers a variety of insurance plans to fit your budget, including:
- Blue Cross Blue Shield of Michigan
- Humana One®
- American Community Mutual
- Assurant Health
- United Health Care®
- American Medical Security®
- Golden Rule
We offer low cost temporary health insurance if you are between jobs or just need temporary medical coverage. We also offer temporary disability insurance for those who are disabled and are looking for an affordable option. No matter what your situation is, we will talk you through it and help you decide the best course of action for short-term medical insurance.
And if you decide you need long-term medical coverage, Michigan Affordable Health Insurance can guide you through the process to find a plan that fits your life. Check out our information on affordable health care PPO’s and Health Savings Accounts (HSAs).
Online quotes and automated attendants are impersonal and leave you with unanswered questions. Why talk to a computer when you can get straight answers from a real, live insurance expert? We make sure all of our clients are satisfied and comfortable with their insurance choice before they walk out the door, and we pride ourselves on the most friendly, professional customer service.
Don’t go without the health insurance you need and deserve because you think it’s too expensive. Talk to Michigan Affordable Health Insurance – and see for yourself why you should work with the experts in medical insurance. You won’t be disappointed!
You Deserve Quality, Affordable Temporary Health Insurance – Call Michigan Affordable Health Insurance Today!
Call (888)-502-5921 to schedule a one-on-one discussion.
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